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About Our Staff

Bill Cross
602-957-0915 ext 13

Currently President and co-owner of Cash, Sullivan & Cross Inc. Bill Cross manages the business and provides business insurance services for better than 100 businesses. Approximately half of theses clients are in the construction business. This involves detailed analysis of the Insurance needs for the businesses we provide services to.

Bill is licensed in Arizona for Property, Casualty, Life, Health, Broker and Adjuster. Additionally, Cash Sullivan & Cross, is licensed as a Surplus Lines Broker.

Richard Webb
602-957-0915 ext 12

A Partner in Cash, Sullivan & Cross Inc. (CS&C), Richard specializes in addressing the insurance needs of large commercial entities in both the private and public sectors. He frequently is assigned dual rolls, being both the agent/broker for accounts and also acting as their risk manager. This proactive relationship enables Richard considerably more flexibility in addressing the cost of loss and related expenses. This team relationship enhances not only his ability to serve his customers needs, but also the requirements within the insurance industry itself.

Richard has maintained an ongoing relationship with PRIMA and assisted various public entities in their relationships with both various pools and private insurers. He has been the Broker/Agent for the City of Douglas for the past six years. Along with the rest of the team, Richard has aggressively marketed the account with several municipal insurers and has provided the City with a meaningful risk management profile.

Barbara Constance
602-957-0915 ext 10

Barbara provides various client services for our 100 plus clients, including (but not limited to) ordering endorsements, issuing certificates of insurance and auto ID cards, creating schedules of insurance, reporting claims, and telephone support. She also supervises licensing, appointments, agency contracts, while managing the office. Barbara is also the Accounting Supervisor.

Karen Spencer, CPCU, ARM, CIC
602-957-0915 ext 11

As an agent with Cash, Sullivan and Cross, Inc. (CS&C), Karen provides service to existing clients through marketing and placement of insurance coverages, including coverage reviews and preparation of insurance specifications/applications. Karen supports the risk management and sales efforts of the brokers in the firm and provides continuing support of our clients and their insurance programs. Karen has 30 years of experience in the commercial insurance field with a concentration on larger accounts including specialty pools and other risk transfer options.

Karen maintains memberships in two insurance professional organizations (Society of CPCU and Society of CIC. These professional designations require annual educational updates in the field of insurance and risk management. She also teaches insurance licensing classes each month for perspective agents entering the property/casualty insurance field.

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